PRIVACY POLICY

Online Privacy Policy
Effective Date: April 2023

Call Monitoring Notice
All calls with Hardship Department LLC may be recorded or monitored for quality assurance and training purposes.

Overview

This Privacy Policy applies to www.hardship180.com and any affiliated sites operated by Hardship Department LLC (“Company,” “we,” or “us”) that link to this policy. It explains how we collect, use, share, and protect your personal information, as well as your rights and choices.

By accessing or using our website, you agree to this Privacy Policy and consent to the collection and use of your information as described herein.

This policy is also governed by our Terms of Service, which includes a binding arbitration agreement. By using this site, you agree to resolve any disputes through arbitration instead of court proceedings unless you opt out.

Information We Collect

We may collect the following types of personal information:

Contact Details: Name, email, phone number, mailing address, and other information you provide voluntarily.
Financial Information: Data such as income, employment details, banking, credit accounts, and related financial documents.
Device & Usage Data: IP address, browser type, time zone, device type, operating system, and interactions with our website.

How We Use This Information

Your information is used to:

Deliver services and respond to inquiries
Send updates, account notices, and service-related information
Offer relevant promotions or programs with your consent
Improve our services and website functionality
Work with trusted partners for marketing and customer support

We may also combine your information with third-party data to better tailor communications and improve services.

Sharing Your Information

We may share your information with:

Affiliates and service providers assisting with business operations
Partners helping us deliver and market related services
Legal authorities when required by law (e.g., subpoenas, court orders)
Other parties in connection with a business transition (e.g., merger or sale)

We do not share mobile text opt-in data with third parties or affiliates for marketing purposes.

Your Choices

Emails: Unsubscribe anytime using the link in our emails or contact us at snorris@hardshipdepartment.com
Text Messages: Text “STOP” to 888-497-8818 to opt out of SMS messages
Cookies: Adjust your browser settings to manage or disable cookies

Accessing or Updating Your Information

To request access, correction, deletion, or to opt out of certain data uses, contact us at snorris@hardshipdepartment.com. We’ll respond within a reasonable timeframe.

Data Retention

We retain personal information only as long as needed to fulfill our services or legal requirements.

Security

We follow industry best practices to protect your personal data. While no system is completely secure, we implement safeguards to help prevent unauthorized access or disclosure.

Children’s Privacy

This site is not intended for individuals under 13 years of age. We do not knowingly collect data from children.

Third-Party Links & Features

Our website may contain links to third-party websites or use tools (e.g., social sharing buttons) that collect user data. Your interactions with these features are governed by the privacy policies of the respective companies.

Policy Updates

We may revise this Privacy Policy periodically. The “Effective Date” at the top will reflect the latest changes. Your continued use of our website indicates acceptance of any updates.

Contact Information

Hardship Department LLC
312 W. 2nd St
Casper, WY 82601
📧 snorris@hardshipdepartment.com
📞 888-497-8818
🌐 www.hardship180.com

Please print or save a copy of this Privacy Policy for your records.